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ID045130
Title ProperESG (Environmental, Social, and Governance) in Banking
LanguageENG
AuthorKumar Dilip
Summary / Abstract (Note)The evolution of Environmental, Social, and Governance (ESG) standards in banking marks a transformative shift from profit-centric operations to purpose-driven finance. Initially driven by ethical investment mandates, ESG integration has now become a strategic imperative for banks facing climate risks, stakeholder scrutiny, and regulatory expectations. From voluntary frameworks like UNPRI and Equator Principles to global standards such as TCFD and BRSR, ESG adoption has evolved across three key phases: voluntary adoption, framework development, and regulatory mainstreaming.

In India, initiatives by RBI and SEBI have accelerated ESG alignment in banking practices. As banks integrate ESG into risk governance, credit decisions, and disclosures, they not only boost resilience but also contribute to sustainable development and national economic goals.
`In' analytical NoteThe Indian Banker vol. XIII, 9 (01-05-2026) pp44-49
Journal SourceThe Indian Banker 2026-05 XIII, 9
Classification Number332.1